All of your enrolled debts will be resolved when you graduate, but it’s possible you may have other debts that aren’t in the program, such as debt secured by collateral (like a mortgage or auto loan). To be as close to debt-free as possible, we encourage you to enroll all eligible unsecured debts (credit cards, medical bills, unsecured personal loans, etc.).

If you have additional unsecured debt accounts with a balance of $500 or more that you want to stop using and add to your program, submit the documentation on your Client Portal or contact Customer Service.

After completing the program, the money you had been paying toward your unsecured creditors can be used to pay down secured debts and start saving for your financial future.